habim Terms of Use

These terms set out the conditions under which we at habim provide our platform—sportsbook betting, live-dealer tables, slot games, and esports markets—to users in supported jurisdictions. When you open an account on habim, you agree to these terms and our commitment to fair play, transparent settlement, and responsible account management.

We operate habim as a neutral platform where your account balance is always yours to manage. Deposits are processed via DANA, e-wallet, mobile banking, local payment, online payment, e-wallet, and bank transfer (mobile banking, local payment, online payment, e-wallet). Withdrawals are subject to standard verification windows and anti-money-laundering checks. Our platform is available only where local law permits; users are responsible for verifying compliance with their own jurisdiction's regulations.

This page outlines our core policies. For specific questions about account verification, dispute resolution, or payment workflows, visit our FAQ or contact our support team through the in-app messaging system.

Account Opening and Eligibility

To open an account on habim, you must be of legal age in your jurisdiction and not a resident of any territory where our services are prohibited by law. We at habim require a valid email address, a secure password, and basic identity information (name, date of birth, phone number). During registration, you'll receive a verification email; clicking the link confirms your email and activates your account.

We reserve the right to request additional documentation—such as a government-issued ID or proof of address—before processing large deposits or withdrawals. This is standard anti-money-laundering practice and helps us protect both your account and the integrity of our platform. Account verification typically completes within standard business windows; we'll notify you of any delays.

You are responsible for keeping your login credentials confidential. If you suspect unauthorised access to your habim account, contact our support team immediately. We will not be liable for losses resulting from your failure to protect your password or from your disclosure of credentials to third parties.

Deposits and Withdrawals on habim

Deposits on habim are processed via the payment methods listed above. When you initiate a deposit, funds are transferred to your habim account balance subject to standard verification windows. We do not charge deposit fees; however, your bank or e-wallet provider may apply their own charges. Deposits are final once confirmed; we do not reverse deposits except in cases of technical error or fraud.

Withdrawals are initiated through your account settings. You select a payment method, enter the destination details, and confirm the amount. We review all withdrawal requests for compliance with our anti-money-laundering policy. Payouts are processed subject to standard verification windows; the actual arrival time depends on your receiving bank or e-wallet service, not habim's processing alone. Large withdrawals may require additional documentation.

Bonus Terms and Conditions

We at habim may offer bonuses—such as welcome offers, reload bonuses, or loyalty rewards—subject to specific terms. Any bonus offer will display its conditions clearly before you claim it. Bonuses are typically subject to wagering requirements, meaning you must play through the bonus amount a certain number of times before you can withdraw it. Time limits also apply; if you do not meet the wagering requirement within the specified period, the bonus expires.

Bonuses are credited to a separate bonus balance within your habim account. You cannot withdraw bonus funds directly; they must be converted to cash through play. If you close your account before meeting bonus conditions, any unclaimed bonus is forfeited. We reserve the right to cancel or modify bonus offers at any time, with notice to affected users.

Game Rules and Settlement

All games on habim—sportsbook bets, live-dealer tables, slots, and esports markets—are governed by specific rules displayed in each game's information panel. For sportsbook bets (Liga 1, Piala AFF, Champions League, Premier League, MotoGP, badminton), settlement occurs according to official league or tournament results. For live-dealer games (blackjack, roulette, baccarat, Dragon Tiger), settlement is immediate once the hand concludes. For slots and esports, settlement is instant upon spin or match completion.

We use certified random-number generators for all games. Game outcomes are determined by RNG algorithms, not by habim's profit or loss. If a technical error occurs during a game (such as a connection drop or server issue), we will review the transaction and settle it fairly based on available data. Disputes are resolved through our support team; if unresolved, you may escalate to our dispute-resolution process.

• 1
  Sportsbook SettlementExternal results

  Bets settle according to official league or tournament outcomes. Settlement typically occurs within hours of match conclusion.

• 2
  Live-Dealer SettlementImmediate

  Blackjack, roulette, baccarat, and Dragon Tiger settle instantly once the hand or round concludes. Winnings are credited to your balance immediately.

• 3
  Slots and Esports SettlementInstant

  Slot spins and esports match outcomes settle instantly. Your balance updates within seconds of the event conclusion.

Dispute Resolution

If you believe a transaction on habim was settled incorrectly, contact our support team with details of the disputed bet or game. We will review the transaction history, game logs, and any relevant documentation. Our support team will respond within standard business windows with a resolution or explanation.

If you remain unsatisfied after our initial response, you may escalate your dispute through our formal dispute-resolution process. We will investigate further and provide a final determination. If the dispute remains unresolved, you may pursue remedies available under your local jurisdiction's consumer-protection laws.

Wagering requirement

The number of times you must play through a bonus amount before converting it to cash. For example, a 5x wagering requirement on a bonus means you must place bets totalling 5 times the bonus amount.

Settlement window

The timeframe within which a bet or game outcome is finalised and your account balance is updated. For sportsbook, this is typically hours after match conclusion; for live-dealer and slots, it is instant.

Account verification

The process by which we confirm your identity and address before processing large withdrawals or deposits. This is standard anti-money-laundering practice.

RNG (Random Number Generator)

The certified algorithm used to determine game outcomes in slots and live-dealer games. RNG ensures all outcomes are random and not influenced by habim's profit or loss.

Jurisdiction and Legal Notice

habim's services are available only where local law permits. Users are responsible for verifying that access and use of our platform comply with their own jurisdiction's regulations. We do not offer our services in territories where online gaming or sportsbook betting is prohibited by law. If you access habim from a restricted jurisdiction, you do so at your own risk, and we accept no liability for any consequences.

These terms are governed by the laws of the jurisdiction in which habim operates. Any disputes arising from these terms or your use of habim shall be resolved according to the dispute-resolution process outlined above and applicable local law. By using habim, you consent to this jurisdiction and dispute-resolution framework.

Data Protection and Privacy

We at habim collect personal information—such as your name, email, phone number, and payment details—to operate your account and process transactions. This information is stored securely and used only for account management, payment processing, and compliance with anti-money-laundering regulations. We do not sell or share your personal data with third parties except as required by law or to process your payments.

For full details on how we collect, use, and protect your data, please review our Privacy PolicyYou have the right to request access to your personal data, correct inaccuracies, or request deletion, subject to legal and operational requirements.

Changes to These Terms

We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of habim after changes are posted constitutes acceptance of the updated terms. If you do not agree with any changes, you may close your account and request a withdrawal of your balance.

These terms, together with our Privacy Policy and FAQform the complete agreement between you and habim regarding your use of our platform. If any provision of these terms is found to be unenforceable, the remaining provisions shall continue in full effect. Our failure to enforce any right or provision does not constitute a waiver of that right or provision.